At Terrigal Dental, all payments are due at the time of the appointment. We do not issue accounts under most circumstances.

Payment methods available are cash, credit card and EFTPOS. We accept VISA and MasterCard.

Private Health Funds

If you’re a member of a private health fund, at Terrigal Dental we can process your claim on-the-spot through our HICAPS system. This helps you to make the most of your health fund benefits and all you’ll need to pay is the difference.

BUPA Members First Dental

Terrigal Dental is part of the BUPA Members First Network, meaning if you are a BUPA member, you will receive up to 100% back, and at least 60% back on general and major dental services.

BUPA members receive no out of pocket costs for your children’s general dental until they turn 25 for services including examinations, preventative care, fillings, x-rays and more.

For more information, click on the link below or contact us


Department of Veterans Affairs

At Terrigal Dental, we accept all Veterans Affairs patients and can process your claim electronically, so no paperwork is required.


Medicare CDBS

The Child Dental Benefits Scheme is a government initiative that provides $1000 worth of dental treatment for all eligible children between the ages of 2-17 every two consecutive calendar years.
Terrigal Dental participates in the Medicare CDBS (Child Dental Benefits Scheme), and we bulk-bill all patients eligible for the CDBS so you will have no out-of-pocket expenses.

For more information on eligibility for the Child Dental Benefits Scheme, please click on the link below or contact us



At Terrigal Dental, we understand that the cost of dental treatment can sometimes be difficult. Through DentiCare Payment Solutions, we offer payment plans for selected dental treatments. DentiCare is a Direct Debited service where you pay for the treatment over time, avoiding large upfront costs. Each tailored payment plan is managed by DentiCare for your convenience and so we can focus on your dental healthcare needs.

Some of the benefits of DentiCare include:

  • No interest
  • 20% deposit paid upfront while the rest is direct debited
  • Choice of weekly, fortnightly or monthly payment cycles
  • Payment terms of up to 12 months

For more information on Denticare, please contact us today.

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